Insurance building work in Rugby and Warwickshire

We take on insurance building work for homes and commercial properties. After fire, flood or storm damage we survey the property properly first. Then we strip out everything affected and rebuild.

Thomas Ford Construction was set up in 2017 and is backed by over 25 years of industry experience.

Fire, flood and storm damage reinstatement

Fire damage restoration

The damage from a fire isn’t only the flames. Smoke and the water used to put it out can leave much more of a property unusable. On a recent job in Redditch a fire spread from the house next door through the roof. Between the flames, the smoke and the water, very little of the upper floor was left in a usable condition. Rain then got in while the roof was open.

That’s why we start with a full strip out. Everything affected by fire, smoke or water comes out before any rebuilding starts. It’s the part of the job that’s easy to underestimate. Reinstating over damaged material stores up problems that show months later.

Once the property is stripped back we rebuild what’s needed. That can mean a new roof structure, new ceilings, fixtures and fittings, full electrical and mechanical installations and decoration throughout. We survey the property properly at the start. The scope can still move as damaged areas are opened up.

Upper floor stripped back after fire damage at a house in Redditch

Flood and escape of water damage

Water from a flood or a burst pipe soaks into floors, walls and ceilings. Once the property has been dried out we strip out what’s been damaged and reinstate it. That covers floors, plaster, kitchens, bathrooms and decoration.

Storm damage repairs

High winds and heavy rain can damage roofs, chimneys and walls. We repair and reinstate storm damage as planned work, from the roof structure through to the finishes inside.

Subsidence repairs

Once the cause has been dealt with and the ground is stable, we carry out the building repairs. That can include crack repairs, rebuilding sections of wall, replastering and redecorating.

How insurance reinstatement works with us

The work usually sits alongside an insurance claim. So we survey the property at the start.

Survey and scope of works

A proper survey means the full extent of the damage is understood before rebuilding begins.

Working with your insurer and loss adjuster

We can deal directly with your insurer and loss adjuster. We agree the scope of works with them and keep them updated as the job goes on.

Strip out and rebuild

Every damaged element is removed first. Then we rebuild, from the structure through to the decoration.

Handover

We finish the property ready to be lived in or used again. Where the property is empty we have clear access to complete the job properly.

Insurance building contractors for insurers and loss adjusters

We take on insurance reinstatement work for homes and commercial properties across Rugby, Coventry and Warwickshire.

Every job starts with a survey and a scope of works. That way the extent of the damage is understood before any rebuilding begins, and the scope can be agreed with you before work starts.

We keep photo records before, during and after the work. You get progress updates as the job goes on. You deal with one point of contact from start to finish.

To talk about a claim or a property you’re handling, call 01788 579147.

Rated 5 Stars Across All Platforms
40+ Reviews
Scaffolding and protective sheeting on a fire damaged house in Redditch
New roof timbers going in on a fire damaged house in Redditch
New roof trusses fitted beside the chimney on a fire damaged house in Redditch
Kitchen with a damaged ceiling after a fire in Redditch, before reinstatement
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Highest level of professionalism and quality you can expect. The communication and engagement was clear and prompt at every stage, from consultation to quote to commencement and completion of the job. 100% recommend Thomas Ford.
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Daniel Adewuyi profile picture
Daniel Adewuyi
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My double chimney removal project have truly been done to a very good quality, in a highly reassuring way, and I am very thankful for that. Their service was highly professional, transparent, and traceable, all of which are things I greatly appreciate.
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Mishal189 profile picture
Mishal189
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Tommy has done a few jobs for me over the years, and has always been very reliable and professional. The works have been completed to a good standard, at the quoted price and within agreed timelines. I have no hesitation in recommending him for your building project.
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Ross Jennings profile picture
Ross Jennings
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First class job by all, from start to finish. Tommy and a team of friendly, hardworking tradesmen helped us finally put to bed a long running saga by restoring a boundary wall. They kept us fully informed at every stage of the job. They took care to minimise mess and disruption and cleared away meticulously on completion. Quite apart from the practical expertise the crew showed, Tommy's handling of the planning and development stages was masterful. I would not hesitate to recommend them.
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geoff veasey profile picture
geoff veasey
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We used Thomas Ford Construction Ltd following another recommendation. Tommy was reliable and professional and organised all works fantastically. Very responsive and always kept us up to date. He took the stress away from us which naturally comes with renovation. Resolved any unexpected issues quickly and professionally. Would highly recommend, we will be using this company again for future works. Thanks Tommy!
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Sital Tailor
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Highly recommended. A brilliant job done. Punctual, friendly team, hard working, communication brilliant.
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Christine Callaghan profile picture
Christine Callaghan
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Tommy is an amazing groundsman, the process from the start to the end of the job has been flawless. He has great communication skills, good knowledge and experience of his trade and is 100% reliable. I would highly recommend him to anyone. Fantastic job!
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Kavita Mistry profile picture
Kavita Mistry
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We moved into a new build with a sloped garden. Tommy put in a large patio and sleeper retaining wall for us. During the process another manhole cover was found at a different height to another and the patio looked strange, Tommy came over to discuss this with us outside of his working hours, came up with a new plan outside of the original quote and lifted the slabs and put in an additional sleeper to create a vegetable patch, all at no extra charge. A very professional guy. Very good quality work.
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Charlotte Moulding profile picture
Charlotte Moulding
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What an absolute pro! Come rain or shine, Tommy works above and beyond to deliver the project. Initially rebuilding a wall, we had no end of requests for additional work which Tommy kindly took in his stride. Having now completed a new front garden wall, repointing of the house and a herringbone pathway, we are beyond thrilled with how it all turned out. His prices are more than fair, and the final results are fantastic. Thanks again Tommy!
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Helen Morgan profile picture
Helen Morgan
House in Redditch with fire damage to the roof, before reinstatement
Recent insurance work
Fire damage reinstatement in Redditch

A fire in the neighbouring property spread through the roof of this home. Very little of the upper floor was left in a usable condition. We stripped the property back and are reinstating it in full. The work covers the roof structure, ceilings, fixtures and fittings, electrics, mechanical installations and decoration. Work is ongoing.

Areas we cover

We work within about 30 miles of Rugby. That includes Lutterworth, Southam, Leamington Spa and Coventry.

Talk to us about a claim

If you’re planning repairs after fire, flood or storm damage to your home or business, give us a call on 01788 579147. Or send us your details and we’ll get back to you.

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